You’ve been in a car accident and have seen a doctor to treat your minor/major injuries. Now how do you get paid for medical bills resulting from your car accident? Regardless of who was at fault, collect your medical bills and submit them to the insurance company. In many cases, you may receive multiple bills or separate bills from the EMTs, chiropractor and emergency room technicians.
Make copies of the bills and submit the other copy to the insurance carrier. Make sure you have enough evidence regarding your auto accident. Take photographs of the accident. Was there another car involved? What are the road conditions? Was in at an intersection? Who is in the intersection and who is not? Are there witnesses? If so, try to get statements from them regarding the accident.
Was there a pedestrian involved? What time of day did the accident take place? What are the weather conditions? All of these questions can easily be answered if there is a policeman on the scene recording the information for you, but it’s always better to have more information than less regarding the accident.
The more information you have to give yours or someone else’s insurance carrier the better off you are at being repaid for your medical expenses. Having documentation from the day of the accident (whether you were sent by ambulance to the hospital or you drove yourself later that day or the next) is needed to process your claim. If you have documentation of further treatment, making sure that the physician, chiropractor, emergency room personnel and any other health professional signs off on your medical paperwork, the better off you are in receiving payment for your medical bills.
And most importantly, make sure you have up-to-date auto insurance and health insurance for yourself so you don’t have to pay too much in out-of-pocket fees.